Meet the Speakers
Corine Ackermann is Startup Relations Lead at the InsurTech Hub Munich. As the person responsible for bringing innovation into the hub from universities or startups, she oversees all scouting for the accelerator programs as well as continuously creating thought leadership content to support the continuous digitising of an industry with enormous innovation potential. Having lived in 3 continents, studied International Relations & International Law, and being a former founder herself, Corine has a keen interest in helping startups and founders overcome the business culture barriers of working in Germany and insurance
Radoslav is the founder & CEO of Bitbond, a leading company in the field of asset tokenization and digital asset custody technology for banks and financial intermediaries. Before founding Bitbond, Radoslav worked for Roland Berger Strategy Consultants and advised banks in Europe and Western Africa in restructuring and post-merger integrations. Prior to that Radoslav was with Deutsche Bank London in sales & trading of structured products.
Burkhard Balz, born in 1969, has served on the Bundesbank’s Executive Board since September 2018 and is responsible for the Directorates General Payments and Settlement Systems, Economic Education and International Central Bank Dialogue. In his responsibility for the Directorate General Payments and Settlement Systems Balz deals with the Bundesbank’s oversight of CCPs and its contribution to the Eurosystem’s market infrastructure (Target 2, Target 2 Securities, Collateral Management and Instant Payments) as well as with the Bundesbank’s positioning towards innovation and tokenisation in the world of payments. He is a member of the Eurosystem High-Level Task Force on central bank digital currency (CBDC).
Dr Nazim Cetin
- 2017 – PRESENT | ALLIANZ X GMBH – CEO
- Lead Allianz SE’s digital investment unit.
- 2012 – 2017 | BERTELSMANN SE – VICE PRESIDENT CORPORATE DEVELOPMENT & NEW BUSINESSES, HEAD OF BUSINESS DEVELOPMENT
- Design and execution of Bertelsmann’s divisional digitization strategy (incl.M&A).
- Lead global Bertelsmann Marketplace/Platform initiative.
- Restructured operations in Turkey, expanded service scope by SCM services via M&A
- 2009 – 2012 | AGORA42 VERLAGSGESELLSCHAFT MBH – FOUNDER AND MANAGING DIRECTOR
- Founder and publisher (together with bestselling author Richard David Precht) of first German magazine focusing on philosophy and economics.
- 2004 – 2007 | MAPLE BANK GMBH – VICE PRESIDENT COMMERCIAL FINANCE
- Developed commercial finance division (Germany, UK and Canada).
- Grew commercial finance portfolio from USD 200mn to USD 1.1bn.
- 2003 – 2004 | VEGA STRUCTURED FINANCE GMBH – CO-FOUNDER AND MANAGING DIRECTOR
- Advisor for banks (IBB AG, KSK Ebersberg, Maple Bank) and SMEs.
- Structured and placed transactions with face value EUR 100+ mn.
- 2002 – 2003 | LANDESBANK BADEN-WUERTTEMBERG – TRAINEE INVESTMENT BANKING
Malte Dummel is COO & CFO at Xempus. He is responsible for implementing the firm’s strategy, driving the firm’s revenue and growth, as well as finance, investor relations, HR, and legal.
Malte joined Xempus in 2017 after 8 years at Goldman Sachs in London where he was responsible for advising German and European corporates on pensions, financing, and M&A. He received a Bachelor and a Masters degree in economics, with a focus on finance and statistics, from the University of Oxford.
Xempus is the independent Software-as-Service (SaaS) platform to simplify pension & life insurance for all stakeholders.
Dr Tamaz Georgadze
Prior to building and scaling Europe’s leading marketplace for deposit-insured savings products and investments, Raisin co-founder Tamaz Georgadze spent ten years with McKinsey & Co., the last three as a Principal leading McKinsey's Savings and Investment products service line for EMEA countries, serving some of the largest retail, universal and wholesale banks in Europe and Asia. His core areas of expertise were performance management and organization, deposit gathering, direct banking, branch transformation, SME strategy and regulation. As Raisin CEO Tamaz is focused on partner bank acquisition, business development, and legal and regional expansion efforts. He is also a sought-after speaker on trends in fintech, open banking and related areas of European regulation, as well as advocate for a strong EU. He holds a PhD in agricultural economics and honors law degree from the University of Giessen as well as an international economics degree from Tbilisi State University.
Georg is General Manager at N26, the mobile bank, for Germany, Austria and Switzerland. Previously, he led N26’s global Lifecycle and Product Marketing. Before N26 Georg Hauer was General Manager at Uber and management consultant at the Boston Consulting Group. He holds an MBA from The Kellogg School of Management in Chicago and a Magister from WU Vienna.
Jessica Holzbach is a founder and CCO of Penta, the digital only banking platform for SMEs with more than 6,000 business clients in Germany. Before that she founded her first startup out of university and spent major part of her career as a management consultant, supervising various CRM projects for financial institutions and insurance companies.
Dr Jörg Kukies
- 1998: A-level, Gutenberg Grammar School in Mainz
- 1990 – 1994: Studies in Economic Sciences at University Paris I (Pantheon-Sorbonne)
- 1995 – 1997: Master of Public Administration at John F. Kennedy School of Government, Harvard University
- 1997 – 2001: Ph.D. in Finance at University of Chicago, Graduate School of Business
- 2001 – 2004: Employee, Product Development, Goldman Sachs International, London
- 2004 – 2011: Employee and since 2007 Head of Share Transactions Division Germany/Austria, Goldman Sachs International, Frankfurt/Main
- 2011 – 2014: Head of Share Derivatives Division Europe, Middle East and Africa, Goldman Sachs International, London
- 2014 – 2018: Co-Chairman of the Executive Board, Goldman Sachs AG & Head of the Frankfurt Branch of Goldman Sachs International
- Since 2018: State Secretary, German Federal Ministry of Finance
Donald Lacey is Chief Investment Officer at Ping An Global Voyager, a growth-stage fintech and health tech venture fund formed by Ping An Group. Mr. Lacey joined Ping An from Citigroup, where he worked as a managing director in a variety of corporate and investment banking roles across Asia Pacific. While at Citigroup, he led the bank’s advisory efforts on numerous high-profile cross-border M&A and capital raising transactions for Asian insurance, banking, and technology firms. Mr. Lacey commenced his career as a financial analyst at Goldman Sachs in New York. He has an SB from the Massachusetts Institute of Technology and a JD from Harvard Law School.
Johannes Leser ist Geschäftsführer der Namirial Deutschland GmbH, einer 2018 gegründeten Tochtergesellschaft des weltweit agierenden Vertrauensdienstleisters Namirial mit Hauptsitz in Italien. Er ist verantwortlich für Business Development, strategische Partnerschaften und den Vertrieb in Deutschland und der Schweiz.
Zu seinen Kernkompetenzen zählen die Beratung der Kunden bei der Orchestrierung ihrer Prozesse im digitalen Management von Transaktionen – von der Identifizierung über die Authentifizierung bis hin zu rechtswirksamen Willenserklärungen mit Hilfe elektronischer Signaturen und Siegel. Er verfügt in diesem Bereich über ein Jahrzehnt an Erfahrung, auch durch frühere Management-Tätigkeiten im Business Development und Vertrieb bei Softpro und Kofax. Johannes Leser hat sowohl sein Jura- wie auch sein Betriebswirtschaftsstudium mit dem Bachelor abgeschlossen.
Dr Christian Macht
Christian Macht is CEO of ELEMENT Insurance AG. Prior to joining ELEMENT, he held several top positions in the digital industry. He acted as CSO Europe at the technology company Rakuten, Supervisory Board Member of the Rakuten Europe Bank, and beforehand as the COO Central Europe for Groupon and at Boston Consulting Group as project leader for several years. Christian Macht has a degree in Economics and Sinology from University Tübingen and a doctoral degree in law.
Christopher is the Co-Founder and Co-CEO of Finoa, a leading European digital asset custody and financial services platform for institutional investors and corporations.
Prior to Finoa, Christopher was a Senior Consultant at McKinsey & Company, serving Banks and Insurance companies on Strategy, Corporate Finance, and Digital Transformation, and previously at BHF-BANK in Frankfurt in the Asset & Wealth Management department. He earned a degree in Business Administration from WHU – Otto Beisheim School of Management (Vallendar/Germany) and University of Southern California (Los Angeles/USA) and received his MBA from IE Business School (Madrid/Spain).
Alex Mifsud is a serial payments entrepreneur creating EntroPay, a TechTrack 100 company and Visa’s first virtual prepaid card programme in Europe. He later founded Ixaris, a Fintech 50 innovator in global B2B payments with a multinational client base including Amadeus, Axa and Lufthansa-subsidiary Airplus. Alex’s most recent venture, Weavr.io, is an embedded banking platform for developers, innovators, payment vendors and financial institutions to collaborate safely and efficiently. His non-profit work includes co-founding the Malta Internet Foundation, and more recently the London Blockchain Foundation. Alex has a Honours Bachelorship in Electrical Engineering and a PhD in Computer Science.
Fabian Nadler is leading the Digital Insurance & InsurTech division at Bitkom. In this role, he drives the digitalization of the insurance industry, connects start-ups with corporates and works to ensure that regulation combines innovation and customer needs. Previously, he completed his Master's degree in Economics and gained experience in the strategy department with a focus on innovation management in a global reinsurance company, among other things.
Dr Anika Patz
Klaus-Peter Roehler joined the Board of Management of Allianz SE in April 2020, being responsible for the business in Germany, Austria, Switzerland and Central & Eastern Europe as well as the global P&C business. At the same time, he continues to hold his position as Chairman of the Board of Management of Allianz Deutschland AG. He holds a PhD in law and a degree in business administration. Klaus-Peter Roehler held various country CEO positions in Allianz amongst those also Italy and Switzerland. He lives in Munich with his wife and his four children.
Prof Dr Philip Sandner
Prof. Dr. Philipp Sandner has founded the Frankfurt School Blockchain Center (FSBC). From 2018 to 2020, he was ranked as one of the “top 30” economists by the Frankfurter Allgemeine Zeitung (FAZ), a major newspaper in Germany. Further, he belonged to the “Top 40 under 40” — a ranking by the German business magazine Capital. Since 2017, he has been a member of the FinTech Council of the Federal Ministry of Finance in Germany. He is also on the Board of Directors of Avaloq Ventures and of the Blockchain Founders Group, a Liechtenstein-based venture capital company focusing on blockchain startups.
The expertise of Prof. Sandner includes blockchain technology in general, crypto-assets such as Bitcoin and Ethereum, the digital programmable Euro, tokenization of assets and rights, and digital identity.
Michael Schweikart is Co-Founder of Tomorrow, a sustainable banking provider based in Hamburg. Before making money part of the solution with Tomorrow, he co-founded MigrantHire & Jobs 4 refugees, a platform that connects refugees with employers. Prior to that, the industrial engineer worked as CFO for an online staffing platform and as Corporate Finance consultant at Concentro Management AG.
Mirjam Staub-Bisang, Managing Director, is Country Head of BlackRock Switzerland and a member of the EMEA Executive Committee as well as a Senior Advisor to BlackRock Sustainable Investing (BSI). Prior to BlackRock, Mirjam was CEO and co-founder of Independent Capital Group AG an investment management firm focusing on sustainable investing based in Zurich. Mirjam holds a PhD in Law from the University of Zurich and an MBA from INSEAD. She authored the standard work "Sustainable Investing for Institutional Investors" (NZZ 2011), "Sustainable Investing for Institutional Investors: Risks, Regulations, Strategies" (Wiley 2012) and co-authored the second edition of "Infrastructure as an Asset Class" (Wiley 2016).
Vilve Vene is the CEO and Co-Founder of Modularbank, the financial technology company based in Tallinn and Berlin offering a next-generation core banking platform that enables a rapid rollout of new financial services both for banks and other businesses.
Vene is an Estonian financial IT pioneer, having started creating innovative financial technology well before the term “fintech” even became a tangible concept. For more than 25 years, she has been digitising banks and setting up financial technology companies. She is one of the bright minds behind the Estonian e-tax system and has been recognised as “Highly Commended” Woman in Tech at Banking Tech Awards 2020.
Born 1974, MBA
Stephen Voss started his professional career at Allianz AG in Frankfurt. After graduating in business management in 1997 he worked for the Deutsche Bank AG and for the Halifax-Bank of Scotland in Luxembourg for more than 10 years.
After several other stations of his career, he acted as General Management Executive Manager for AIG Group in Frankfurt for the German and Austrian market from 2010 to mid-2013.
From 2013 to 2016 he held the position of Profit Center Manager Broker Personal Lines & Small Business for the Zurich Insurance Group. At the same time, Stephen was also CEO and in charge of the Executive Office at Baden-Badener Versicherung AG for Sales & HR.
Kristina has over 10 years of digital experience and is now the CEO and former CPO at Bitwala. Before starting her roles at Bitwala, she has worked at N26 and Zalando during their hyper-growth stages. At N26 she was the product lead and at Zalando she was in the loyalty and Mobile Apps team, where she delivered customer-centric solutions and drove the mobile mindset within Zalando’s various departments.
Before building products on the company side, Kristina worked as Mobile Consultant and Account Manager for agencies like Aperto and Iconmobile, building up mobile strategies and creating innovative mobile solutions for major clients in the retail, television, NGO and automotive industries.
Fabian is a former investment banker with a strong track record as a founder, investor and mentor of successful start-ups. Fabi oversees the financial strategy for wefox Group, including preparation of the business and investment case for each investment funding round. He is also the co-founder of EMPAUA, which is one of Europe’s highly successful start-up incubators where he and Julian Teicke (CEO and co-founder) launched wefox Group.
Having broken his landlord’s vase, Christian Wiens realized how complicated insurance was and began Getsafe with a like-minded entrepreneur he met on Facebook. As CEO of Getsafe, Christian is on a mission to disrupt insurance the same way that Amazon took on retail - making the experience as easy as online shopping. Christian holds a master’s degree in mechanical engineering and is an already experienced digital entrepreneur with a strong background in tech, entrepreneurship and product development.
Dr Heike Winter
At the Deutsche Bundesbank, Dr Heike Winter is responsible for policy issues relating to digitalization in payments. This comprises committee work in the Eurosystem on retail payments and the discussion about a digital euro. After completing her degree in economics, Heike worked at an institute for economic theory. She joined the Deutsche Bundesbank in February 1999, working initially in the Public Relations and Economic Education Departments before transferring to the Payments Department in March 2007.
Miriam Wohlfarth is Founder and Managing Director of Ratepay and Co-Founder of Banxware. In both Fintechs she is responsible for the areas of Innovation, Marketing and Sales. With almost 20 years’ experience in online payment, she was most recently Country Manager Germany of the international payment service provider Ogone (Ingenico Payment Services). Prior to that, she played a significant role in establishing the electronic payment transaction business for the Royal Bank of Scotland (RBS) and its payment services subsidiary Bibit in Germany.
- Starting your own Business
Memberships and advisory boards (excerpt)
- Partner, Paymentandbanking - PBA Experts GmbH
- Member of the Board - German Startup Association
- Member of the Presidential Committee - Bitkom
- Chairman - Advisory Board Junge Digitale Wirtschaft BMWi
- Partner - Startup Teens
- Bits & Pretzels
- Retail Bankentag 2019
- Regelmäßige BILANZ Kolumnen – welt.de
- EWPN Amsterdam 2019 @Money2020
- Digital Finance Conference | digifin19
- Retail Bankentag 2019
- Grace Summer Camp
- Heureka 2019
More about Miriam
Join us at #digifin21!
Digital Finance Services meets disruptive technologies: One of the industries that have been tackled the most by digital disruption is banking and finance. The highly regulated financial industry is witnessing a metamorphosis from traditional banks to data-driven platforms. Digital disruptors are reshaping the way the financial service industry works.
On 9 and 10 June 2021, Bitkom is hosting the virtual melting pot of national and international experts at the upcoming Digital Finance Conference. You will have the chance to discuss the exciting tech trends and developments that are shaping the financial industry. Learn from the best about how we can use the technological advances in the financial sector to make the most of our future.
Our first partners